House Loan Calculator

Reducing balance method — standard for Malaysian housing loans.

Property Price (RM)

Down Payment (%)

Interest Rate (% p.a.)

Loan Tenure (years)

Monthly Instalment

RM 2,148.37

Down Payment

RM 50,000.00

Loan Amount

RM 450,000.00

Total Interest

RM 323,412.78

Total Payment over 30 yearsRM 773,412.78

Interest rates vary by bank and loan type. Check with your bank for the exact rate. Effective lending rates are typically between 3.5% – 5.0% p.a.

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